Value of Transactions (Kshs Millions)

Year	Month	Prepaid Cards on ATMs	Charge Cards on ATMs	Credit Cards on ATMs	Debit Cards on ATMs	POS Machines (Debit, Credit, Prepaid, Charge Cards)	Total on ATMs (Debit, Credit, Prepaid, Charge Cards)

2026	June	323	0	583	33,555	25,697	34,461
2026	May	255	0	622	34,194	25,642	35,070
2026	April	289	0	542	35,605	25,136	36,436
2026	March	278	0	598	37,720	26,073	38,596
2026	February	271	0	559	34,083	22,372	34,912
2026	January	340	0	613	39,615	24,882	40,567
2025	December	347	0	649	42,375	30,188	43,372
2025	November	309	0	609	38,116	26,599	39,033
2025	October	297	0	511	38,895	25,130	39,703
2025	September	275	0	593	38,174	25,609	39,042
2025	August	322	0	681	41,496	26,354	42,499
2025	July	287	0	610	39,454	26,184	40,351
2025	June	218	0	600	37,540	23,411	38,359
2025	May	263	0	619	41,392	24,673	42,274
2025	April	234	0	601	41,355	24,213	42,190
2025	March	245	0	634	42,223	23,604	43,101
2025	February	210	0	443	38,123	16,915	38,776
2025	January	254	0	653	43,212	24,125	44,119
2024	December	263	0	621	45,874	27,837	46,758
2024	November	289	0	631	42,370	24,654	43,290
2024	October	319	0	679	43,149	24,413	44,147
2024	September	292	0	675	44,499	23,961	45,466
2024	August	294	0	648	49,150	23,965	50,092
2024	July	258	0	656	41,822	24,956	42,736
2024	June	213	0	639	41,914	22,308	42,766
2024	May	302	0	680	47,979	23,916	48,961
2024	April	234	0	623	45,833	23,579	46,691
2024	March	264	0	619	50,850	24,034	51,733
2024	February	264	0	584	43,488	22,657	44,335
2024	January	280	0	630	47,585	25,607	48,495
2023	December	264	0	630	55,231	28,651	56,126
2023	November	305	0	599	46,833	24,894	47,737
2023	October	293	0	656	48,952	25,302	49,901
2023	September	228	0	592	51,303	24,301	52,183
2023	August	368	0	597	55,299	26,666	56,264
2023	July	271	0	568	48,136	24,721	48,975
2023	June	287	0	564	48,894	23,451	49,745
2023	May	352	0	592	53,936	23,530	54,880
2023	April	255	0	537	50,052	21,771	50,844
2023	March	300	0	587	54,952	22,235	55,840
2023	February	260	0.12	518	54,550	19,451	55,328
2023	January	315	0.12	596	58,555	22,052	59,466
2022	December	227	0.13	605	60,043	24,634	60,875
2022	November	240	0.03	576	47,767	20,701	48,583
2022	October	242	0.04	607	57,807	20,613	58,656
2022	September	254	0.06	592	58,521	20,492	59,367
2022	August	223	0.13	523	50,253	19,727	51,000
2022	July	215	0.12	555	60,090	21,483	60,860
2022	June	218	0.09	536	57,635	24,626	58,389
2022	May	218	0.11	572	60,276	20,728	61,065
2022	April	208	0.05	534	63,884	20,254	64,627
2022	March	203	0.11	546	62,441	21,338	63,190
2022	February	180	0.2	493	54,050	16,360	54,723
2022	January	199	0.02	559	55,507	17,059	56,265
2021	December	199	0.28	558	67,924	20,475	68,682
2021	November	204	0.11	609	59,792	18,698	60,605
2021	October	197	0.15	588	65,422	17,685	66,207
2021	September	177	0.06	557	60,069	17,050	60,804
2021	August	145	0.17	563	62,718	16,407	63,426
2021	July	159	0.13	585	68,950	16,052	69,694
2021	June	141	0.1	559	58,761	15,542	59,460
2021	May	140	0.08	594	64,457	15,422	65,191
2021	April	133	0.07	517	57,078	14,401	57,728
2021	March	148	0.02	584	62,559	15,388	63,291
2021	February	129	0.2	548	56,275	12,782	56,952
2021	January	125	0.4	545	61,727	14,434	62,398
2020	December	180	0.1	579	70,206	17,764	70,965
2020	November	126	0.1	451	61,133	13,792	61,710
2020	October	143	0.12	596	65,628	14,065	66,367
2020	September	146	0.14	576	58,789	13,161	59,511
2020	August	141	0.12	542	56,880	12,053	57,563
2020	July	117	0.11	506	50,782	12,616	51,405
2020	June	129	0.04	617	39,578	10,661	40,324
2020	May	99	0.4	433	41,229	9,639	41,761
2020	April	102	0.2	447	34,692	8,750	35,241
2020	March	194.25	0.24	611	51,309	15,052	52,114
2020	February	209	0.2	626	52,220	14,980	53,055
2020	January	192	0.1	743	59,459	15,183	60,394
2019	December	239	0.2	793	63,719	18,903	64,750
2019	November	236	0.2	669	58,317	15,888	59,222
2019	October	225	0.3	699	62,197	16,354	63,121
2019	September	233	0.3	737	53,952	15,877	54,923
2019	August	210	0.5	643	58,512	14,973	59,366
2019	July	208	0.2	627	53,340	15,526	54,175
2019	June	156	0.2	629	57,283	13,088	58,068
2019	May	160	0.2	759	61,154	13,170	62,074
2019	April	391	0.2	701	62,502	13,786	63,594
2019	March	394	0.3	673	63,912	13,272	64,979
2019	February	313	0.2	679	56,343	11,887	57,335
2019	January	129	0.5	815	40,660	14,532	41,605
2018	December	169	0.5	781	45,448	13,257	46,399
2018	November	180	0.6	796	40,576	9,881	41,553
2018	October	132	0.5	845	40,743	9,881	41,721
2018	September	132	0.2	802	35,485	9,716	36,419
2018	August	172	0.3	1,293	36,985	11,408	38,450
2018	July	172	0.06	1,193	39,196	11,159	40,561
2018	June	163	0.04	1,211	39,127	10,318	40,501
2018	May	160	0.2	1,295	39,556	9,822	41,011
2018	April	142.5	0.4	802	38,884	9,574	39,829
2018	March	152.1	0.2	835	39,976	9,925	40,963
2018	February	196.3	0.3	773	35,979	8,860	36,949
2018	January	137.7	0.41	894	39,426	9,254	40,458
2017	December	191.2	0.5	846	43,666	11,447	44,704
2017	November	144	0.4	803	38,211	7,772	39,158
2017	October	117.1	0.3	840	37,774	7,633	38,731
2017	September	121.9	0.4	818	37,814	7,640	38,754
2017	August	113.2	0.3	824	38,178	8,018	39,116
2017	July	113	0.3	825	37,985	8,978	38,923
2017	June	110.6	0.1	1,195	37,651	8,586	38,957
2017	May	117.5	0.3	1,272	38,573	8,519	39,963
2017	April	107.1	0.2	1,188	38,868	8,241	40,163
2017	March	118.3	0.3	1,214	38,968	7,971	40,301
2017	February	93.7377	0.2	1,080	35,646	7,702	36,820
2017	January	102.839	0.3	1,255	37,846	8,257	39,204
2016	December	106.868	0.7	1,373	41,773	9,813	43,253
2016	November	100.107	0.5	1,239	36,651	7,931	37,990
2016	October	105.541	0.3	1,309	37,243	8,097	38,658
2016	September	125.577	0.25	1,537	36,926	7,202	38,589
2016	August	98.3876	0.4	1,551	35,037	8,345	36,687
2016	July	92.8278	0.4	1,443	37,507	7,979	39,043
2016	June	102	0.5	1,369	37,049	7,158	38,521
2016	May	104	0.3	1,483	37,637	7,219	39,224
2016	April	103	0.2	1,387	37,332	7,142	38,822
2016	March	102	0.4	1,427	37,890	7,348	39,419
2016	February	104	0.2	1,369	36,397	6,667	37,870
2016	January	90	0.1	1,388	36,908	6,877	38,386
2015	December	74.7	0.1	1,526	42,404	7,799	44,005
2015	November	66.7	0.4	1,435	33,107	6,424	34,609
2015	October	66.3	0.3	1,433	34,403	6,478	35,903
2015	September	39.7	0.2	1,420	33,794	6,149	35,254
2015	August	45.8	0.5	1,326	34,751	6,583	36,123
2015	July	46.3	0.2	1,294	34,482	6,084	35,823
2015	June	33.9	0.6	1,170	32,804	5,460	34,009
2015	May	38.7	0.3	1,072	33,398	5,770	34,509
2015	April	34.7	0.3	978	31,134	5,272	32,147
2015	March	35.2	0.3	971	33,350	5,125	34,357
2015	February	30.4407	0.13	854	21,661	4,525	22,546
2015	January	33.703	0.42	918	23,051	5,047	24,003
2014	December	33.2231	0.43	1,003	29,025	6,272	30,061
2014	November	34.5584	0.32	997	25,543	4,843	26,575
2014	October	27.0347	0.33	1,029	23,217	4,533	24,273
2014	September	107.194	0.25	709	22,605	4,394	23,422
2014	August	35.0584	0.65	1,014	22,363	4,597	23,413
2014	July	34.5144	0.33	982	21,819	4,535	22,836
2014	June	37.63	0.5	919	22,384	4,282	23,341
2014	May	44.3562	0.33	953	39,724	4,210	40,722
2014	April	39.2097	0.19	899	35,783	4,192	36,721
2014	March	37.0121	0.14	557	35,622	7,231	36,216
2014	February	44.1433	0.18	542	45,895	6,453	46,481
2014	January	46.8825	0.21	615	49,985	6,641	50,647
2013	December	48.1987	0.15	579	43,529	7,652	44,157
2013	November	51.1533	0.21	552	38,922	6,783	39,525
2013	October	57.8188	0.25	595	40,146	5,901	40,799
2013	September	44.6637	0.21	582	41,567	5,938	42,194
2013	August	48.7826	0.26	566	39,047	6,567	39,662
2013	July	48.6714	0.12	555	38,815	6,813	39,419
2013	June	50.9356	0.26	510	36,901	8,892	37,462
2013	May	60.8685	0.39	547	40,149	8,593	40,757
2013	April	51.0128	0.41	417	33,383	9,374	33,852
2013	March	57.5	0.1	363	24,539	10,075	24,960
2013	February	48.3	1	485	20,457	13,345	20,991
2013	January	49.5275	0.32	545	18,827	13,535	19,422
2012	December	62.2589	0.11	497	36,357	13,114	36,916
2012	November	56.7166	0.2	504	36,806	10,118	37,367
2012	October	60.8653	0.26	522	36,806	10,320	37,389
2012	September	61.8	0.1	511	33,145	10,183	33,718
2012	August	54.7	0.1	500	33,345	10,476	33,900
2012	July	57	0.1	476	33,300	10,167	33,833
2012	June	50.4934	0.14	456	32,422	8,686	32,928
2012	May	49.6977	0.21	485	32,773	8,039	33,308
2012	April	50.6819	0.25	467	26,552	7,489	27,070
2012	March	59.2239	0.34	456	26,722	7,948	27,237
2012	February	49.0292	0.47	440	26,304	7,602	26,793
2012	January	51.0318	0.51	489	31,864	7,230	32,404
2011	December	68.082	0.39	400	32,759	7,831	33,227
2011	November	56.9862	0.27	373	32,727	6,342	33,157
2011	October	61.7616	0.3	376	34,124	6,616	34,562
2011	September	58.0313	0.31	358	33,475	6,780	33,891
2011	August	52.3742	0.35	351	34,202	5,915	34,606
2011	July	53.9398	0.3	314	43,759	5,156	44,127
2011	June	54.544	0.42	322	30,554	4,358	30,931
2011	May	59.7379	0.25	344	31,781	4,294	32,185
2011	April	53.7262	0.61	306	30,921	4,244	31,282
2011	March	64.1161	0.6	304	42,424	4,416	42,793
2011	February	57.014	0.47	287	36,349	4,190	36,693
2011	January	53.2675	0.45	329	39,202	4,381	39,585
2010	December	69.369	0.48	333	43,291	4,675	43,694
2010	November	56.5746	0.58	310	36,164	3,866	36,531
2010	October	67.433	0.55	314	26,289	3,871	26,671
2010	September	62.0443	0.66	323	32,725	3,679	33,111
2010	August	59.4266	0.7	318	36,305	3,984	36,683
2010	July	60.6292	0.54	294	33,700	3,599	34,055
2010	June	54.4869	0.49	279	31,983	3,198	32,317
2010	May	70.2245	0.52	292	34,353	3,302	34,716
2010	April	81.9306	0.58	285	35,877	3,238	36,245
2010	March	82.097	0.78	377	28,179	3,689	28,639
2010	February	69.7303	1.69	281	27,054	3,174	27,406
2010	January	66.7313	1.65	341	29,221	3,340	29,630
2009	December	86.1194	1.45	346	27,413	4,290	27,847
2009	November	66.7787	1.2	293	22,973	3,855	23,334
2009	October	64.3281	1.28	303	24,410	3,634	32,414
2009	September	62.2747	1.53	319	23,382	1,220	31,351
2009	August	58.067	1.03	311	24,358	1,343	32,411
2009	July	59.4144	1.57	293	24,045	1,214	31,838

91-Day T-Bill	8.825 %	13/07/2026
Deposit Rate	7.63 %	September,2025
KESONIA	8.7505 %	30/07/2026
Savings Rate	3.77 %	September,2025
Lending Rate	15.07 %	September,2025
Inflation Rate	4.46 %	November,2025
TAD	10 %	24/06/2026
REPO	9.25 %	15/10/2025
Reverse Repo	9.1698 %	08/10/2025
CBK Discount Window	9.75 %	09/12/2025
CBR Rate	9.00 %	09/12/2025
Daily CRR Rate	8.91 %	04/08/2026
Monthly Average CRR Rate	6.7 %	04/08/2026
ELA Rate	9.2 %	04/08/2026

Value of Transactions (Kshs Millions)

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